What is Personal Accident Cover?
Personal Accident Cover is an insurance policy designed to provide financial support in the event of accidental death or injury. It protects you and your family from sudden financial hardship caused by accidents, ensuring stability when it is needed most.Personal Accident Cover is essential for anyone who wants added security for themselves and their loved ones, especially for people who travel frequently or drive regularly.
Why Is Personal Accident Cover Important?
Accidents can happen anytime—at home, at work, or while traveling. Medical bills, loss of income, and long-term care can put significant financial pressure on families. Personal Accident Cover helps manage these risks and ensures continuity of income.
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Understand your personal protection policy coverage
Your policy covers:Accidental Death*: In case of death due to an accident, within the policy period, the nominee mentioned in your policy will be compensated with the sum insured
Permanent Total Disablement: In case of permanent and total loss of limbs, sight, etc. due to an accident, you will be compensated with the sum insured
Accidental Hospitalisation Expenses Reimbursement*: You can opt for an additional cover to compensate expenses in case of a minimum 24 hour hospitalisation due to injury, within 7 days of the date of the accident
Accidental Hospital Daily Allowance: We offer an additional cover that gives you a per day allowance for each day of hospitalisation after the insured event, not exceeding 30 days of hospitalisation, with a deductible of 1 day